Showing posts with label {why an rv}. Show all posts
Showing posts with label {why an rv}. Show all posts

Thursday, May 20, 2010

Elephant in the room...

The phrase "elephant in the room" always reminds me of Michael Scott from the office.  It's just one of the things he's said completely out of context.


There's something I am sure you're dying to know, but being the polite blog friends that you are, you'd never ever ask.  It would be weird to ask...like asking me how old I am or how much I weigh.

I have had 27 birthdays


and today the doctor said I weigh 156.


Now that THAT'S out of the way, the only thing I have left to tell you (the question you'll never ask) is how much this whole adventure is going to cost to get going and exactly how much we will be cutting our expenses...

So here it is...

Originally we'd budgeted about $12,000 to get started...around $6k each for the trailer and the truck to tow it.  I don't know WHY that was the amount we budgeted...we had NO idea where it would come from.  At the time we made this plan, we had about $0.50 in the bank.  In fact, I feel kind of selfish for not seeing and recognizing this miracle before.  Everything has fallen into place, which makes me believe deeper and deeper that this is the right thing for our family to do right now.  I am grateful for the Heavenly Hand that has held us up.

Anyway, we ended up getting a surprisingly big tax return and spent most of it on our new little home (the little house on the driveway, as my mom once put it...hehe).

1989 King of the Road - 38' 5th Wheel........$4,700


As far as expenses go, there is NO comparison...at least on paper. :)  I'll let you know how it actually pans out in a month or two. :)  Before we made this decision, our expenses were:

OLD EXPENSES:
Mortgage: $1080
Gas: $75
Electricity: $75
Trash/Water/Sewer: $50
TOTAL: $1,280

So you can understand where the following numbers are coming from, we plan to live on my mom and dad's property for the summer.  They have an acreage in the country.  One set-up fee there...we did pay $250 for a sewer line to be put in so we wouldn't have to go dump the gray water tanks every 3-4 days.  SO for the summer, we won't have any rent, electricity or water expenses.  At the beginning of September we plan to move back to Utah, where Jeff coaches wrestling.  We'll be there until wrestling season is over in February and they sky is the limit from there! :)  In Utah, we have scoped out a KOA with a monthly parking fee of $350 (I've seen them as low as $250ish) which is where we plan to stay.  SO that's where the numbers are coming from.

NEW EXPENSES:
Rent: $350 max
Gas: included
Electricity: included
Trash/Water/Sewer: included
TOTAL: $350

That's just including the basics...food will stay about the same, so will the gas expense for the car and stuff like that.  There are other expenses too...phone, internet and insurance for example, but those won't change much either.  But really...paying 3 times more than we have to just to keep a warm home with hot water and have the garbage picked up...

I think I've said it before, but having super high expenses (or maybe not super high, but out of your reach) is kind of like having a big, heavy something coming down on your head every month.  And you can either let it hit you on the head every month or you can get out from underneath it...and it feels SOOO good to be out! :)

The [much] smaller house feels enormous when I look at the much smaller bills it comes with.  I feel peaceful and happy knowing that all the energy Jeff and I used to put into worrying about how to pay for everything every month, we can now put into each other...into loving and supporting one another.

This is gonna be good.  I feel it more and more every day.

Saturday, April 17, 2010

The Nitty Gritty

As I've been researching rv living, I have come across lots of blogs and stories of other people who have made the same decision as we have to live on the road full time in an rv. It's interesting to read their stories, but I have yet to find one that matches our situation. I've read a lot about single guys who converted vans into homes and lived there as a cheap alternative, and I've also read a lot about retired couples who've taken to the road.

For example earlier this week, I came across Howard and Linda's website. They have a journal there where they've recorded the entire process. When they decided to become "full-timers" (that's what we'll be called), they were at the other end of their careers. Many of their feelings were the same - unsure about whether or not they would be able to live in cramped quarters and what their new life would be like. BUT Howard and Linda bought their RV at an RV show - top of the line with slide outs and plenty of space. To haul it, they bought a brand new Ford F450...straight from the factory.


And they paid for all of it in cash with part of the proceeds from the sale of their home and business. They planned to work on the road, but had enough in savings that they figured they could live for about 3 years if they couldn't find work. Even though Howard & Linda and Jeff & I will end up in about the same place (living full time in an rv) our ways of getting there could not be more different.


Like Howard and Linda, Jeff and I are selling our house, but we won't get enough out of it to buy a gumball. :) SO in order to be able to buy an rv, we plan to sell everything we own that we don't need or that isn't an heirloom. We will also be using our tax return for this year and putting that toward the cause. We plan to buy used (obviously) and have been cruising craigslist for just the right truck and trailer.

Howard and Linda and the majority of other couples who've decided to do what we're doing have their own reasons, and I can honestly say that we share some of those. We are excited for the adventure of it and for the freedom of it - to be able to go wherever we want and take our home with us. I mean, honestly, I can't think of anything that sounds MORE fun to me. But that's not where our reasons end, and to me our reason for moving into an rv at this point in our lives is the "nitty gritty" of our entire story. Without it and if I didn't tell you about it, I would feel a lot like those retired couples...to me, our story would feel like it didn't have an anchor.

I don't think we could move into an RV with two babies and a dog on the prospect of fun and adventure alone. I just don't think it ever would've crossed our minds if it hadn't been for the financial side of things too. Honestly if we were in Howard and Linda's situation and had the money to buy THAT kind of rv and THAT kind of truck, we wouldn't...not at this point in life...it just wouldn't help us get where we want to go.

Before you can understand where we're coming from, you have to know that Jeff and I both believe firmly in our children being raised by their mother. That may have come from the fact that my mother was always home with me and my siblings, but wherever it came from, it is a feeling we both have deep in our souls. My going back to work is out of the question. Something that often comes to my mind when I think about what it would be like to go back to work is a quote from "Charlie and the Chocolate Factory". Remember when Charlie gets the golden ticket and wants to sell it? Charlie's grandpa (Grandpa George) pulls him aside and says:


"There's plenty of money out there. They print more every day. But this ticket -- there are only 5 of them in the whole world, and that's all there's ever going to be. Only a dummy would give this up for
something as common as money.

Are YOU a dummy?"

You might wonder how in the WORLD that relates to me mothering my babies...I see it like this. There IS plenty of money in the world. They DO print more every day. But there are only 2 babies (so far) that I can ever call mine. Only 2 in the whole world, and I won't give up one minute with them for something as common as money. And in that, I am lucky to have a husband who fully supports me, and who wants me to be with our babies as much as I do.

{Our babies}


{My brother-in-law calls ultrasound pictures "skeletor pictures" .... sorry if ours creeps you out...it's the only photo we have for now ;)}


So I'm the mom and wife and that's that. Meanwhile Jeff is self-employed and working his tail off to start a new business, which we also both firmly believe in. I love what he's doing and how he's working to help other people reach their dreams. But as any entrepreneur knows, building a new business in any economy (especially one like the one we're living in now) takes not only an investment of money, but an enormous investment of time. That investment of time is something we are both willing to put in...unfortunately, mortgage companies and utility companies and credit card companies don't 'get' our entrepreneurial spirit and aren't willing to invest their time and resources while we get things going. :)

So in order to reach our dreams and stay true to our hearts, we found we'd have to lower our living expenses substantially for a while. Living in an rv will give us a chance to do that and to have some adventure while we're at it. And now that I'm writing this out, I see how much more grateful I should be than I have been. What an incredible thing marriage is and the chance we have to support each other in our dreams and ambitions. We are a lucky couple of folks.

I don't feel worried about not having a "sticks n bricks" home (that's what the rv'ers call regular homes...cool...jargon). We are not worried about letting go of this house and of all our things because they don't matter. What would our home be without the love that is here? What is a kitchen table without the people we share our hearts with around it? Our new house will still be a home....because WE will make it so. Because the things that matter most to us (the things that matter at all) are coming with us, along with the spirit of family and support and an overwhelming amount of love. And as far as I'm concerned all the love that fills up this house will overflow from our little rv and we'll be blissfully happy there because we will be together in every sense of that word.

{My sister-in-law took this candid picture at Disney World a few days after
we got engaged in December of 2006...I love HIM}